The Expanded and improved Medicare for all Act or United State National Healthcare Act is a piece of legislation introduced by former Congressman John Conyers in the United States Congress in 2020, along with twenty-five cosponsors. It is intended to be passed into law by the year 2020, if not sooner. The legislation would make available a system of “Medicare for all” to every individual, but also to small businesses and large corporations.
The “Medicare for all” program is designed to cover individuals who have not been covered under the existing Medicare plans. The government would pay for the cost of prescriptions that have been purchased, as well as any medical service rendered, through an insurance company. This is the main reason the healthcare reform bill has been introduced. The new program would also require all people to purchase health insurance or pay a fine to the government.
The new bill would require each individual to be enrolled in an affordable health plan so they are not charged a fee for being uninsured. Once the individual is properly insured, they can go about making their monthly premium payments and receive a refund, if their health insurance provider covers the charges, or their plan does not include the deductible. Those who do not make enough payments on their premiums are required to have doctor and hospital visits. There are exceptions for the unemployed.
However, it must be noted that most private insurers will not participate in the new plan. Instead, they will begin to charge higher premiums and to refuse coverage to those who have failed to make their premium payments. This means that the new health insurance plan will essentially become an option only for the wealthy, which is the aim of the new legislation.
As you may be aware, there is a great deal of distrust towards the new government program in America, and many American people are skeptical of the politicians that voted for this bill. However, when it comes down to it, the people who will pay the highest premiums are the same ones who cannot afford to be without insurance. Those who cannot afford to be without health insurance have no other choice but to pay the premiums on their own, or rely on their employer or other group plans.
In order to get private health insurance for yourself, you should contact your employer or the health insurance company to see what they recommend. You can also obtain quotes online and compare them to make sure you're getting the best deal possible.