Aetna health insurance is one of the largest and most reliable health insurance companies in the country. The company was established in 1853 in Hartford, Connecticut and continues to be headquartered in this state.
The company offers its health insurance products like group health insurance, prescription insurance, group dental insurance, vision insurance and disability insurance through all fifty states. Its products include medical plans that are popular among seniors. The most common of these plans are A, B, C and H health plans. These plans cover major medical expenses as well as outpatient services.
Another major benefit of Aetna health insurance is the fact that it gives the customers the opportunity to choose the level of their deductible or their monthly premium payment. A deductible means a percentage of the total cost for a particular service or medical procedure before insurance is paid. If you choose to pay a lower deductible, your monthly premium will be reduced.
By choosing to have a higher deductible, you can pay less monthly premiums. Another advantage of choosing the right deductible amount is that if you need to use medical services out-of-pocket, you won't need to pay much. However, if you do choose to pay for services out-of-pocket, you can be guaranteed that you'll be reimbursed. Therefore, it is important to choose the right deductible amount.
Aetna health insurance also has various supplemental plans that can give you more coverage than what you have with their main plans. They include Preferred Provider Organizations (PPO) Plans which have different sets of plans for people who are members of a certain health maintenance organization (HMO) and preferred provider organizations (PPO) plans that offer plans to individual members.
Aetna health insurance is a good option for many people because they offer affordable health care. This is especially true for senior citizens because they don't have to shell out a lot of money to get medical attention. Plus, by choosing a plan with a higher deductible, you can save a lot of money on your monthly premiums.
Some of their plans include Preferred Provider Organization (PPO) Plans, Health Maintenance Organization (HMO) Plans and Preferred Provider Network Plans (PPN). All of these plans are available on a pre-tax basis. If you are a non-smoker, are employed in an eligible job, are above the age of 50, are a member of Medicare, are a member of the Select Enrollment Plan, and have health insurance coverage through a U.S. employer, Aetna health insurance is an affordable choice for many people.
Aetna health insurance plans are a good choice because they offer high deductibles. for most services and they have low monthly premiums. You may be surprised at how much you can save over the course of the year, when you choose a plan with a high deductible, because this can save you a lot of money.
Aetna health insurance is also very popular because it provides their members the opportunity to customize their health care. This means that they have the opportunity to purchase additional health services such as prescriptions and vision care online.