Progressive car insurance covers a variety of different car policies, and it is easy to obtain Progressive quotes online as well. Progressive's standard car coverage options include:
Bodily Injury Liability: If you are at fault for any type of accident, your bodily injury liability policy will cover the cost of medical and repair bills of the other person who was injured in the accident. In the case of injuries that are not fatal, you may be able to recover some of your lost wages as well as any other financial benefits from the other party, including lost income. Progressive will pay these amounts on a monthly basis, so that you can focus on getting your vehicle repaired.
Property Damage Liability: This policy covers the cost of any personal property damages that you cause as a result of an accident. This also includes damages to your own car or personal belongings, which will include things like clothing and furniture that get damaged during a wreck. Although many types of coverage to include the cost of repairs to your car, this policy specifically covers your own car.
Comprehensive Coverage: If you own more than one car, this is the policy that you will want to choose. This policy will pay for the entire cost of repairs to your own car and any other vehicles involved in the accident. However, it does not cover the total cost of damages to another vehicle or the repair of your own car.
Collision and Comprehensive Coverage: This type of policy pays the cost of repairs to both your car and another vehicle. However, it only pays out if your car is damaged beyond repair. If it is, then your car and other vehicle owners' coverage is paid for by Progressive.
Car insurance is a very important aspect of owning a car. You will want to be sure you understand the different types of car insurance that are available to you before you purchase a new or used car, and you may want to start by looking at Progressive's online quote system to see which policies they offer and how affordable they are.
Progressive's insurance quote system is simple to use, and you can use the same system to get a car insurance quote from many different insurance companies. Simply fill out a brief form with personal information such as age, driver's license number, and your credit card number. After you have submitted your information, Progressive will immediately email you with several different quotes that you can choose from.
When using the quote system, you should always ask yourself whether or not you need comprehensive coverage. If you do, then you may want to shop around for insurance quotes in order to get the most affordable quotes possible. Although this policy will only pay out in the event of an accident, if the car has a lot of valuable assets, you may be better . . . . . . off getting the optional Collision and Comprehensive coverage to help replace those items.
In the event that you decide that you do not need either of these policies, you may want to shop around to find a cheaper car insurance quote. You may find the best deal on the type of coverage that is best for you by searching online, but if you are still in a budget, you may want to find affordable car insurance quotes at Progressive.