State Farm pet insurance has come up with additional coverage for dog and cat medical expenses through a partnership with TruPanion. The premise behind this coverage is to allow dog and cat owners to afford unexpected cat or dog care expenses in case of illness or injury.
As of the time of writing, the first three levels of State Farm pet insurance offer a broad coverage in both health and accidental cover for a wide variety of pets. From large breeds like Dobermans and German Shepherds to small breeds like Chihuahuas and Yorkshire Terriers, there's something for every type of pet out there. These pet insurance policies are all designed to cover a wide range of expenses that may occur on the owner's part.
The most basic level of coverage covers your cat and dog from illnesses and accidents like flea bite or tick bite, diarrhea, ringworm and more. If you happen to have any of these as an insured, you may find that the price tag seems rather low for all the care and money you'll save by using such an insurance plan. There is always the possibility that you'll need to file a claim with your vet or some sort of reimbursement for veterinary expenses but this will only require the paperwork and proof of illness and accident to submit with the claim. There is no waiting period required for filing claims in this case. The insurance company will pay out the entire medical bill after a set amount of time or they may issue a refund if you can't pay out the total.
The next level of accidental coverage offered by State Farm includes cover for accidents that happen during your travels. This coverage pays for damages to other people's property such as cars, tents and more. Pets who were injured in car accidents are not covered under this coverage as it is only intended for animals that are passengers in cars.
Dog accident insurance is designed to provide coverage for a wide range of accidental events including falls and drownings. There is also coverage to provide coverage for loss of limbs, even if you have lost them due to a freak accident or due to extreme trauma. and to provide coverage for dogs that suffer from cancer and heart conditions. You can even get coverage to cover the cost of boarding or day care for your dog if it gets sick or injured while at home.
In addition to their comprehensive insurance, State Farm also provides accident and health insurance policies for their various models of cars and trucks. Even though it is not as extensive as their dog and cat insurance plans, the comprehensive insurance covers a wide variety of possible incidents. which include damages from weather-related issues, which can be anything from hail to a broken down car.
For your dog or cat to qualify for this type of pet insurance, they must meet one of the stipulations listed above. They will also need to have a current rabies vaccination, a valid driver's license, and they need to live within the State of Georgia. This last requirement requires a medical condition.
While you can't compare pet insurance from the convenience of your home, you may want to compare the cost of a state-approved pet insurance quote. You may also want to speak to an insurance agent and find out what type of discounts you may qualify for. Whether you choose an annual, semi-annual, or quarterly policy, you'll find that your pet will benefit from a solid pet insurance policy, which can save you money in a lot of ways over the course of the year.