The General Auto Insurance Services, Inc., or The General is an established licensed independent insurance company that specializes in auto insurance. In recent years, the company has been acquired by American Family Health; the General brand remains as an independent entity. Although American Family Insurance is responsible for selling General Auto insurance policies, it also handles other insurance offerings. In order to determine which company is the right one for you, there are some key points to keep in mind.
General Auto is based in Arizona and is available nationwide. Although the company is based in a particular state, you will still be able to get insurance quotes from the national level, as well as from many local insurance companies. General Insurance offers multiple options for drivers, including liability, auto, property, medical, and more.
The company uses the Standard and Poor's 500 Credit Rating System to determine their premiums. Since the company is considered a conservative risk, they tend to have very low rates; however, this is not always the case. You may want to find out more about General insurance in order to determine if you can qualify for lower rates. However, you should be aware that these quotes are based on statistics, and not on actual risk.
Many people compare quotes for General auto insurance because they often end up paying more than what they need to. When looking for affordable quotes, you should make sure that the quote is from the same company who handles your current auto coverage. Most insurance companies have websites where you can receive quotes from all of their various insurance offerings.
One of the main advantages of General Auto insurance is the fact that the company offers an extensive variety of policies and is flexible with their coverage requirements. When looking for car insurance quotes, you should compare the amount of coverage and adjustability. Another consideration to make is the deductible. Some people consider this part of the policy, but others do not. Other factors to take into consideration when purchasing a policy include whether to pay on a monthly basis, annually, or annually and monthly, among others.
If you feel that General auto insurance online is the way to go, there are other benefits that can help you save money. As a member of the organization, the site can automatically submit your insurance quotes for you, thus cutting out the middlemen. This will ensure that you receive the lowest quotes possible rate. Additionally, your premium will not be affected by any discounts you may have already received, such as good driving records, being a good student, or having had no claims bonus points on your driving record in the past.