Tricare for Life is a supplemental policy that covers members who are in the U.S. Military or are eligible for Medicare Parts A and B. Because Tricare is one of the largest providers of healthcare services in the country, it is essential that you have this insurance.
Tricare for Life (TFL), also called Tricare Prime, is an individual Medicare supplement that provides coverage to people who are not enrolled in the Medicare program. Tricare Prime is a part of Medicare Parts A and B and is sponsored by the Tricare Defense Care Program, an independent organization established under the Tricare Defense Supplement Insurance Plan Act. With Tricare Prime, you are able to go to a Tricare hospital or medical clinic on a temporary basis, or even at the discretion of any Medicare-participating agency or facility, without worrying about paying the full cost.
Although Medicare does not cover pre-existing conditions, most individuals do not opt to leave their own healthcare provider or wait for the plan to kick in if they get sick or injured. In fact, many people opt for a Tricare policy because they want to be covered for unexpected emergencies when they do not have access to private insurance plans.
Another reason to consider Tricare is because it can help offset the costs associated with a variety of health care costs, including hospital bills and prescription medication. Most Tricare policies can be purchased at any Tricare facility or online. Once you sign up, it will take a few weeks before you start to see the benefits of your new policy, although most policies will start to pay out right away.
To learn more about Tricare for Life, contact the Tricare website. They offer detailed information on the benefits, as well as helpful resources to assist with getting started with a new policy. You can also read through the Frequently Asked Questions section to help you understand some of the terminology used in the policy. It is important to remember that you must enroll in Tricare for life before you can use all of its benefits.
Before you begin looking for a Tricare policy, consider shopping around to find the best deal. Some sites may offer discounts or better rates.
When shopping for a Tricare policy online, you should read over the fine print. Make sure you understand what you will be charged if you have to cancel your policy, as well as the benefits that are available to you once you have signed up for a Tricare policy. Make sure that you understand the cost to replace medical supplies and equipment in the event that you need them, as well as the cost of your prescriptions.
Remember that you are able to continue to have health care coverage when . . . . . . you become 65 years old. You just have to sign up for a new policy with a different carrier. If you decide that you want to continue with your current policy, you may be able to change providers.